This website stores data such as cookies to enable site functionality including analytics and personalisation. By using this website, you automatically accept that we use cookies.
If your vehicle is a Motability Scheme lease vehicle, your insurance cover will be included in the lease and you should check with Motability Operations about the exact details of your insurance cover.
If you are organising your own insurance for an adapted vehicle, you should always tell your insurer that your vehicle is adapted. We advise that you make sure the insurers are aware that this is an adaptation to assist with driving due to a disability, rather than a modification made to the vehicle to enhance the performance or for aesthetics.
If you would like to speak to a specialist insurance company, Fish Insurance focus on insurance for disabled drivers, meaning they understand adaptations and Wheelchair Accessible Vehicles. They cover the loss or damage to vehicle adaptations as part of the policy*.
They also provide insurance for mobility devices such as mobility scooters and wheelchairs.They recently wrote an article about adaptations which can be read here.
*Full details would be dependent upon the policy chosen and should always be checked before taking out a new policy.